i wouldn't be so worried about your balls, if your going to have an accidend, you should worrie about you head. i went to the local dealer yesterday where i got my bike. there was a T135 there that had a head on colission with a car. the driver was trying to over take another car and died at a high speed. there wasn't mutch left to the bike.
i don't know if the airbag system would work for our bike. i have seen it on big bikes and ya it worket for them, but our bike is a differant design altogether.
a good insurance policy is great to have, but what would happen if you hit a car at a high speen and your head goes throught the car's roof splitting the roof in two. your head isn't going to feel any better. bro invest in a good helmet. and a good insurance. then your double protected.
if i got the cash to have both..then its no problem...
but if i got a good insurance company..make a fake claim..use the money to buy a good helmet...???? or even a new bike..R6 anyone???hahahaha....